Access Business Technologies Obtains SAS 70 Type II Audit Report
Sacramento, CA (ContentDesk) July 26, 2006 -- Access Business Technologies, the Mortgage Technology Experts, announced today that it has received the Statement on Auditing Standards No. 70 (SAS-70) Type II Service Auditors' Report on its Hosting, Integration & Web Services operations. By receiving this award, ABT sets itself apart from the competition by ensuring the enterprises security and risk controls are appropriately designed and operational. The Statement on Auditing Standards (SAS) No. 70, is an internationally recognized auditing standard developed by the American Institute of Certified Public Accountants (AICPA).
A SAS 70 audit or service auditor's examination is widely recognized, because it represents that a service organization has been through an in-depth audit of their control activities, which generally include controls over information technology and related processes.
In today's global economy, service organizations or service providers must demonstrate that they have adequate controls and safeguards when they host or process data belonging to their customers.
In addition, the requirements of Section 404 of the Sarbanes-Oxley Act of 2002 make SAS 70 audit reports even more important to the process of reporting on effective internal controls at service organizations."The completion of this independent SAS70 review is part of our ongoing commitment that ABT provide the highest quality managed network and security services to our customers and partners, said Justin Kirsch, President of Access Business Technologies. We are proud to have made the extra effort and to ensure that the controls and security measures are in place which sets us apart from other providers. This SAS 70 review further confirms that our network and technical infrastructure and controls are regarded as the highest priority. About ABTAccess Business Technologies is the leading provider of hosting, integration, web services, reporting and professional services solutions for the mortgage industry.
Through our products and services, ABT offers a full range of on-demand, integrated and robust solutions designed to streamline and improve our customers mortgage business. ABTs products are all made available real-time via the Internet using world-class security technologies.ABT's philosophy is to help our clients leverage existing and new software solutions that are best in class for their unique environment. ABT integrates data and processes across these software solutions to provide a robust, seamless end-to-end mortgage solution that enhances existing core mortgage functions and processes. For more information, please visit http://www.myabt.com. Copyright ? 2006 Access Business Technologies.
All rights reserved. Access Business Technologies, ABT and the ABT logo are trademarks of Access Business Technologies. Other company and / or product names may be registered trademarks or trademarks of their respective companies.Press Contact:Alan TaylorAccess Business Technologies888-636-5426.
Access Business Technologies Obtains SAS 70 Type II Audit Report
Sacramento, CA (ContentDesk) July 26, 2006 -- Access Business Technologies, the Mortgage Technology Experts, announced today that it has received the Statement on Auditing Standards No. 70 (SAS-70) Type II Service Auditors' Report on its Hosting, Integration & Web Services operations. By receiving this award, ABT sets itself apart from the competition by ensuring the enterprises security and risk controls are appropriately designed and operational. The Statement on Auditing Standards (SAS) No. 70, is an internationally recognized auditing standard developed by the American Institute of Certified Public Accountants (AICPA).
A SAS 70 audit or service auditor's examination is widely recognized, because it represents that a service organization has been through an in-depth audit of their control activities, which generally include controls over information technology and related processes.
In today's global economy, service organizations or service providers must demonstrate...
Mortgage > Access Business Technologies Obtains SAS 70 Type II Audit Report
Realtor calls developer's decision to build new homes "smart move"
PINELLAS PARK, FL (ContentDesk) Sept. 6, 2003 --
Realtor John Mudd knows that new apartment complexes in the area have been struggling to get new tenants to fill vacancies throughout the year, but he also knows that sales of new homes and previously owned homes have been red-hot, driving prices up, making them a smart investment for both buyers and builders."According to the National Association of Realtors, home prices have steadily increased throughout all of 2003 throughout the Tampa Bay area, due to high consumer demand, however, NAR has also said that renting apartments has been more of a challenge, with apartment complexes having to give away the first month to the first two months away, rent free. Apartment complexes have also had to give away TVs, VCRs and other goodies, to entice renters to rent instead of buying. This should continue, even though rates have edged up to around six percent. Lower priced rentals, targeted toward lower income tenants, however, haven't...
Mortgage > Realtor calls developer's decision to build new homes "smart move"
Tricks To Getting A Low Mortgage Rate
It's obvious - we all want to have a low mortgage rate.
After all, a low mortgage rate means spending less on monthly payments throughout the life of the mortgage.
A lot mortgage rate can save you thousands of dollars.
It also means you're more likely to have funds available to spend on opportunities that could prove profitable.
In recent times, low mortgage rates have begun to rise, but even so, rates today are still low enough to make it worth considering refinancing your home, if you're stuck in a high rate loan.
The internet is a wonderful place to do your research on finding a low mortgage rate.
Included here are some websites where you can start looking.
Interest.com
This website is a great place to start you research.
You can compare the rates from a variety of lending companies in your state, so that you can improve your chances of getting a low mortgage rate.
For example,...
Mortgage > Tricks To Getting A Low Mortgage Rate
The 7 Sins of Mortgage Brokers
Honesty is the most important aspect of dealing with mortgage brokers. Unfortunately not all brokers are forth coming with certain information that would allow you to trust them and make an informed decision about the deal they recommend. Don't get me wrong not all mortgage brokers are bad. Just don't underestimate the influence that commission has on their recommendations. And, as always there are bad eggs in every industry.
Being aware of the following broker sins will help you pick a trustworthy broker and make sure they get the best deal for you. Most importantly, don't be afraid to ask questions.
Sin 1: Favouring their loan product.
You need to be aware if the mortgage broker is also a lender, i.e. do they have their own loan products? If they do, and they offer there own product, there needs to be a clear, understandable reason why their product is the best choice for your situation.
Sin 2: Being influenced by commission.
Mortgage > The 7 Sins of Mortgage Brokers
Financial Partners Releases Spanish Version of Mortgage Website
Chicago, IL (ContentDesk) August 19, 2004 -- Financial Partners of Illinois and Mortgage Services, Inc. today announced the release of a Spanish translation of their website www.yourmortgageprovider.com.
The functionality of the site remains identical to the English version."Having a Spanish version of the website is very important to our company as it allows us to serve a growing community," said Bryan Sullivan, President of Financial Partners.
"We want to reach these individuals and give them an outlet to learn more about the mortgage process and take advantage of the site's features."The website itself is designed to educate visitors about the mortgage process and the different products in the industry.
In addition to a comprehensive mortgage glossary, a step-by-step description of the home buying process and information about how credit affects a mortgage, the site also has several...
Mortgage > Financial Partners Releases Spanish Version of Mortgage Website
How You Can Get A Bad Credit Mortgage Refinance!
Recently, my significant other and I decided to refinance our house. We were unaware of the fact that we had bad credit until we sat down with a mortgage lender who told us our credit scores were terrible. He suggested a bad credit mortgage refinance.
Bad credit is caused by a number of things. The primary cause of bad credit is making late payments on a regular basis. It signals to most lenders that you are simply untrustworthy of making your payments on time.
That makes you a high risk customer. The later you are with your payments, the lower your credit score will be. Another primary cause of poor credit is bankruptcy. Typical bankruptcy is an eleventh hour sort of deal for most people. It is the final solution to serious debt problems.
However, a bankruptcy, whether it clears everything or simply reorganizes your debt for you so you can manage it, lasts for seven years on your credit record. It is a major signal...
How You Can Get A Bad Credit Mortgage Refinance!
Mortgage > How You Can Get A Bad Credit Mortgage Refinance!
The Landlording Follies
You are the landlord of a small apartment building that you are offering for sale. You find a buyer and a sale is arranged.
The tenants learn of the sale and ask if they will be forced to move. How do you answer?
You explain that it depends upon the lease agreement. If the tenant signed a lease they have the right to remain in the unit at least until the end of the lease... longer if the new owner agrees.
In many cases the tenant signed a lease and remained after the lease term ended.
At that point their occupancy became a month to month tenancy.
A month to month tenancy can be terminated merely with the landlord giving notice to the tenant. The length of the notice may be governed by state law, but a 30-day notice is customary.
In another situation the tenants learned that the apartment owner was in default on his monthly mortgage payments and the lender had begun a foreclosure action.
All...
Mortgage > The Landlording Follies
Mortgage
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