Leadership Training Scholarships offered by THE LEADERSHIP TRUST? in Alliance with THE FUQUA/COACH K CENTER FOR LEADERSHIP AND ETHICS (COLE) AT DUKE UNIVERSITY
October 2, 2004 - The Leadership Trust? is offering multiple Jim Farr Leadership Training Scholarships to
interested prospective registrants who register for a 2004 alliance workshop by October 6, 2004 while scholarships last. The October and November workshops will be held at the Fuqua School of Business at Duke University, while the December workshops will be held at Graylyn International Conference Center in Winston-Salem.????
Once these scholarships (which are offered on a first-come, first served basis) are exhausted, the next ten registrants will be eligible for a $1,500 scholarship by simply submitting their favorite testimonial from
www.leadershiptrust.org. For example, the first testimonial reads, "The second day mid-day exercise was more powerful than watching the birth of my two children," offered by James Glenn, Regional Sales Manager, at Wells Fargo Home Mortgage. James is just one of hundreds of executives who have left this program with a better understanding of themselves and their business. The following program features ensure how you will transform both your professional and personal life.
In particular, you will: 1. Experience Intensive One-On-One Attention from Facilitators. This is due to small classes of 8 - 12 participants. 2. Leave with a Transformational Personalized Leadership Action Plan.
If you don't know how to implement changes, you won't see results.3. Enjoy a Highly Psychologically Driven Program with a Holistic Approach.
This means our programs have guts and are led by humanistic psychologists at the doctoral level. 4. Receive Four Distinctive Feedback Processes, of which two were designed by the late Dr.
Jim Farr, founding president of The Leadership Trust? and initial founding director of the Center for Creative Leadership.People who attend this hallmark program include executives who desire to go from good to great, seasoned executives, rising management stars, those with the "disease to please," Type A intimidating leaders or those with a passive almost invisible style. Regardless of type, 98% of all PLDP past participants describe their experience as the best professional and personal development training of their career.
The Leadership Trust will refund your investment in the event you attend a course and your experience does not mirror what you have read so far.
Furthermore, when you reserve a seat in a 2004 workshop by October 6, 2004 by calling (919) 484-0999, you will be eligible to receive a Jim Farr Scholarship..
Email Etiquette
Today we are going to discuss one of my pet peeves, and learn about email etiquette. Those who don't BCC send, an email nightmare. When you send your friends an email showing all email in the to: or CC line and those people forward that email to their address book of friends, suddenly 500 people now have your friends email addresses.These email addresses remain in the email, because most people don't do their part to edit them out. So when you forward an email that has 200 emails in the two field and your friend forwards it on to 300 of their friends. You now have an email with 500 emails.Today I received just that email and I was able to harvest 500 email addresses from that one email that was carelessly sent by a friend of mine.
So now 500 people I didn't know had my email address. Ever wonder why you receive so much spam, adds to enlarge your penis or adds saying you have been approved for a mortgage? This is one reason. I do not believe for one moment that you would hand out...
Email Etiquette
Mortgage > Email Etiquette
Investment Property Loan Rate
1. Loans and investments
People can make serious money using real estate investments. The only problem with property investments is that you need some serious capital to start such a business. If you dont have enough money, there are several ways to get some. Among all the possibilities is of course a bank loan.
If things go well your only problem might be the investment property loan rate.
2. Choices with investment property loans
Loan rates and investments loans can differ from each other greatly. Real estate investor loans nowadays can offer several different options to any borrower. Unfortunately, these options can sometimes be very confusing, so you need to be attentive and make the right choice. Most of the banks have a professional and knowledgeable staff that understands investor loans and can be of great help, and give you exact data on your investment property loan rate.
3.
There is a variety of options
Mortgage > Investment Property Loan Rate
A Debt Checklist
A Debt Checklist is the only sensible way to organize and control your finances. Most people aren't actually aware quite how much debt they possess - in fact, a recent survey found that almost 75% of UK adults were up to ?5000 out when asked to estimate their non-mortgage debt.
They weren't much better when asked to produce a cashflow statement showing how their hard earned cash was being spent each month! A Debt Checklist is a plan you can use to get a grip on your finances, and will allow you to understand in black and white, where savings can be made, and how debt can be tackled most effectively.Obviously, you will have a savings account. If you DON'T, go open one now. Choose a large, reputable bank or loan company so you won't have any problems getting access to your funds when you need them.Secondly, you need to cut back on your credit card spending.
Credit card companies do everything they can to encourage you to spend, and even more to try and cajole you into only...
A Debt Checklist
Mortgage > A Debt Checklist
Briana Kriebel Banner Named Branch Manager for National City Bank in Sewickley
SEWICKLEY (ContentDesk) November 14, 2005 -- Gary Flasco, vice president, district sales executive for National City has announced that Briana Kriebel Banner has been named branch manager of the National City bank branch at 400 Broad Street in Sewickley.Previously, Banner served as office manager for National Citys bank branch in Oakmont. She joined the bank in 2003 in the Retail Management Development Program.
Flasco said, We are fortunate to have an outstanding individual such as Briana to lead the initiatives for our Sewickley bank branch. Her exceptional interpersonal skills, professionalism, and dedication to the community will serve us well as we continue our commitment to provide the highest quality retail, commercial and investment products to individuals, families and businesses in the Sewickley area. We welcome her to our bank and invite everyone to visit the branch to meet Briana and her team.
Their number one priority is to do everything possible to simplify...
Briana Kriebel Banner Named Branch Manager for National City Bank in Sewickley
Mortgage > Briana Kriebel Banner Named Branch Manager for National City Bank in Sewickley
Private Mortgage Insurance Doesn't Protect Homeowners
If you borrowed more than 80% of the appraised value of you home, you're probably paying private mortgage insurance (PMI). PMI that is not lender paid is a waste of money. If you default on your mortgage, the private mortgage insurance provider will pay the lender, but you still would lose your home. PMI do not offer you any benefits whatsoever. PMI payments aren't even tax-deductible.PMI increases your effective mortgage interest rate.
On a $100,000 loan with 10 percent down ($10,000), PMI would cost you $43 a month. If you can cancel the PMI, you can save $516 a year and many thousands of dollars over the course of the loan. If your down payment was less, the cost of your PMI will be greater. If your down payment was 5%, ($5,000), your PMI expense would cost you $780 a year or $65 a month. Check your annual escrow account statement or call your lender to find out exactly how much PMI is costing you each year.When you purchase a home and put down less than 20 percent down, most...
Private Mortgage Insurance Doesn't Protect Homeowners
Mortgage > Private Mortgage Insurance Doesn't Protect Homeowners
All About: Affordable Term Life Insurance
Term Life Insurance provides a specified amount of money to your dependents if you die, to cover costs like a mortgage and education.
The term is determined when you sign up for insurance.
Term Life Insurance is cheaper to purchase than whole life insurance because a payment is only made if you die before the end of the term.
The proceeds from term insurance cover are paid to your beneficiaries without the deduction of any federal taxes.
You usually pay a fixed premium for the entire duration of the term.
However, since there is no investment component with this type of life insurance, you do not build equity.
People who are younger and in better health, particularly non-smokers and people in the normal weight range for their height and gender, typically get lower premium quotes.
And because the incremental cost of getting all the coverage you may need is very small, it is better to focus on getting this coverage instead...
Mortgage > All About: Affordable Term Life Insurance
How I Became a Hard Money Lender
Unlike other investors, my venture into real estate was a natural extension of my secondary business as the IP Ware software developer. However, opportunity and perseverance beget wealth, or at least a decent side income. Aside from my ventures into lease optioning residential property, I and my partner have managed to acquire a number of properties with our own credit. However, when looking at our finances and the return we were getting for the amount of effort involved, we both decided there must be a better way. That is when it occurred to me.
Instead of trying to leverage our existing assets for a diminishing return, perhaps we could be the bank.Here is the scenario as it has played out. First of all, we control a decent number of properties with our own credit. Most were purchased with 100% financing using multiple capital sources. However, each contains only a primary lean and is financed using standard mortgage terms. Subsequently, there is a 20% secondary credit position...
How I Became a Hard Money Lender
Mortgage > How I Became a Hard Money Lender
Mortgage
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