Scotsman Guide Unveils Complete Set of Online Wholesale-Lender Search Engines
(ContentDesk) March 27, 2006 -- Scotsman Guide, the leading resource for mortgage originators, has announced the release of its complete line of free online wholesale-lender search engines at scotsmanguide.com.All matrixes from Scotsman Guide's residential and commercial magazines are now searchable online. Mortgage brokers can search residential wholesale lenders in seven categories: Prime, Alt-A, Nonprime, High CLTV, Construction, Hard Money and Warehouse Lines. For commercial lenders, brokers can search four categories: Commercial, Multifamily, Hard Money and Construction.These search engines are just another way that Scotsman Guide helps mortgage brokers connect with wholesale lenders and fund their loans. With just a few simple steps, Scotsman Guide's fast and free online search engines allow brokers to find lenders that fit their specified criteria. When viewing their search results, brokers can save their searches for future use, view program details by company and print their results in a matrix format.
Scotsman Guide's online lender directory gives brokers additional contact information for the companies that appear in their search results."We believe that this will provide our advertisers with more-targeted responses, as well as make wholesale-loan searches more efficient for brokers," says Daniel Yeh, Scotsman Guide's mortgage-industry analyst.Founded in 1984, Scotsman Publishing Inc. publishes a residential edition and a commercial edition of Scotsman Guide. The magazines have a combined monthly circulation of more than 90,000 subscribers nationwide. Scotsman Guide is the leading resource for mortgage originators, connecting mortgage brokers with wholesale lenders. The most recent Wholesale Access Mortgage Brokers' Survey found that more than 65 percent of mortgage brokers in the country read Scotsman Guide more than any other publication in the industry.For more information, visit www.scotsmanguide.com/new or call (800) 297-6061..
Buying a Home With Bad Credit - Tips on Finding the Right Broker or Lender
You can buy a home with a bad credit record; you just need to find the right mortgage financing package. Before you sign up with the first company that offers you a loan, remember to research offers to be assured you are getting a fair deal.Know Your Credit RatingYour credit score is one of the biggest factors in determining the points you will pay for your loan. People with scores between 620 and 800 have near perfect credit and will have the lowest rates and fees. Scores between 620 and 550 mean an interest rate or two higher. 600 is usually the cutoff point for 100% financing.
Scores less than 550 mean mortgage interest rates are up to 5% higher with up to five points. Lenders will also require a down payment between 5% and 20%You can find your score online along with your credit report. This is a good time to make sure all the information is correct on your record. Any discrepancies should be checked out and corrected before applying for a loan.Know The FeesArm...
Buying a Home With Bad Credit - Tips on Finding the Right Broker or Lender
Mortgage > Buying a Home With Bad Credit - Tips on Finding the Right Broker or Lender
Financial Partners Releases Spanish Version of Mortgage Website
Chicago, IL (ContentDesk) August 19, 2004 -- Financial Partners of Illinois and Mortgage Services, Inc. today announced the release of a Spanish translation of their website www.yourmortgageprovider.com.
The functionality of the site remains identical to the English version."Having a Spanish version of the website is very important to our company as it allows us to serve a growing community," said Bryan Sullivan, President of Financial Partners.
"We want to reach these individuals and give them an outlet to learn more about the mortgage process and take advantage of the site's features."The website itself is designed to educate visitors about the mortgage process and the different products in the industry.
In addition to a comprehensive mortgage glossary, a step-by-step description of the home buying process and information about how credit affects a mortgage, the site also has several...
Mortgage > Financial Partners Releases Spanish Version of Mortgage Website
Mortgage sales hit problems
The housing market has been buoyant over the past few years, but mortgage providers and first-time buyers are both now facing a tough time. Following announcements from the Bank of England that there has been an overall decline in the total number of UK home-buyers, and a declaration from the Financial Ombudsman Service (FOS) that the number of disputes concerning mis-sold mortgage endowments has now hit record levels, it seems that mortgage lenders are facing a bleak time. Add to this the results of a new survey, by the Edinburgh Solicitors Property Centre, which shows potential first-time buyers fear that they may never get onto the property market, and you start to see a worrying picture of the housing market emerge.The problem with the mis-selling of endowment mortgage products has recently made the headlines in the world of personal finance. The FOS admitted receiving 70,000 new complaints about endowment mortgages, the equivalent of 1,300 a week, compared to just 300 a week three...
Mortgage sales hit problems
Mortgage > Mortgage sales hit problems
Visa & MasterCard Raise Credit Card Processing Rates
Visa & MasterCard have raised interchange rates
again effective April 2005, but before we explain the increase lets look at
what comprises a discount rate as these credit card processing rate increases
are not simple.
The discount rate you see on your
merchant statement is based on the Interchange rate.Interchange is the rate
Visa & MasterCard member issuing banks charge on credit card transactions.
Similarly to how your mortgage is based on prime. Issuing banks are the banks
that issue credit cards to cardholders. Contrary to popular belief, 80% of
discount rate is paid to bank that issued credit card to customers patronizing
your business.
Interchange compensates
card issuing institutions for their risk and the expenses they incur to
process transactions.
The fee amount is based on the level of risk associated with funding a
transaction, in...
Mortgage > Visa & MasterCard Raise Credit Card Processing Rates
Briana Kriebel Banner Named Branch Manager for National City Bank in Sewickley
SEWICKLEY (ContentDesk) November 14, 2005 -- Gary Flasco, vice president, district sales executive for National City has announced that Briana Kriebel Banner has been named branch manager of the National City bank branch at 400 Broad Street in Sewickley.Previously, Banner served as office manager for National Citys bank branch in Oakmont. She joined the bank in 2003 in the Retail Management Development Program.
Flasco said, We are fortunate to have an outstanding individual such as Briana to lead the initiatives for our Sewickley bank branch. Her exceptional interpersonal skills, professionalism, and dedication to the community will serve us well as we continue our commitment to provide the highest quality retail, commercial and investment products to individuals, families and businesses in the Sewickley area. We welcome her to our bank and invite everyone to visit the branch to meet Briana and her team.
Their number one priority is to do everything possible to simplify...
Briana Kriebel Banner Named Branch Manager for National City Bank in Sewickley
Mortgage > Briana Kriebel Banner Named Branch Manager for National City Bank in Sewickley
Access Business Technologies Obtains SAS 70 Type II Audit Report
Sacramento, CA (ContentDesk) July 26, 2006 -- Access Business Technologies, the Mortgage Technology Experts, announced today that it has received the Statement on Auditing Standards No. 70 (SAS-70) Type II Service Auditors' Report on its Hosting, Integration & Web Services operations. By receiving this award, ABT sets itself apart from the competition by ensuring the enterprises security and risk controls are appropriately designed and operational. The Statement on Auditing Standards (SAS) No. 70, is an internationally recognized auditing standard developed by the American Institute of Certified Public Accountants (AICPA).
A SAS 70 audit or service auditor's examination is widely recognized, because it represents that a service organization has been through an in-depth audit of their control activities, which generally include controls over information technology and related processes.
In today's global economy, service organizations or service providers must demonstrate...
Mortgage > Access Business Technologies Obtains SAS 70 Type II Audit Report
Jackman Financial Group Adds CIO and IT Search Division to it's Mortgage Specialty
Jackman Financial Group, a nationally recognized Executive Recruitment Firm specializing in the mortgage industry, announced their expansion into the IT executive recruitment field by launching their Financial Services Technology and Business Operations Recruiting Division. The venture is co-founded by their newest partner Scott Hahn, former CIO of Centex Home Equity. Mr. Hahn's "C-Level" experience in nonprime and home equity enables him to quickly recognize superior executive talent and personalities to compliment even the most demanding mortgage organization. "We are extremely excited and confident with Mr.
Hahn's abilities. His 16 years of IT experience and training as a top level mortgage executive will add immediate value to our clients" says Jackman Financial Group President Mike Jackman. Mr Jackman believes the most important factor in an executive search is knowing how the executive will fit within the corporate culture. "Scott has instinctive team-building abilities...
Jackman Financial Group Adds CIO and IT Search Division to it's Mortgage Specialty
Mortgage > Jackman Financial Group Adds CIO and IT Search Division to it's Mortgage Specialty
Espresso Coffee Makers
The word "espresso" is derived from the Italian word for express. Espresso coffee is a blend of several different types of coffee beans from different countries. There are different varieties of espresso drinks such as cappuccino, caf? latte and caf? mocha. Espresso consumption in the United States has grown tenfold in the last decade. Espresso cafes and carts have become common sights in many cities.
To fulfill the growing demand for espresso, bookstores, grocery stores, laundromats, gas...
Scotsman Guide Unveils Complete Set of Online Wholesale-Lender Search Engines
Mortgage > Espresso Coffee Makers
Scotsman Guide Unveils Complete Set of Online Wholesale-Lender Search Engines
Syntax Groups Outlines Strategy for Accelerating Consumer Adoption of High-Value Olevia LCD TVs in 2005
Syntax Groups Corporation(tm), manufacturer of the high-quality, affordable Olevia(tm) brand of widescreen HDTV-ready LCD TVs, today announced its strategic plans to ship more than 300,000 Olevia high definition LCD TVs and approximately 20,000 LCOS TVs in 2005, more than tripling Syntax's volume in 2004. Syntax will address industry executives from all segments of the LCD TV and LCOS TV manufacturing supply chain at this week's Taiwan Kolin Company (TSE:1606.TW) Annual Product Preview Summit...
Syntax Groups Outlines Strategy for Accelerating Consumer Adoption of High-Value Olevia LCD TVs in 2005 Scotsman Guide Unveils Complete Set of Online Wholesale-Lender Search Engines Mortgage
Mortgage > Syntax Groups Outlines Strategy for Accelerating Consumer Adoption of High-Value Olevia LCD TVs in 2005
Beyond Paint: Decorating Walls With Stencils
Painting walls in various colors is a quick and easy way to decorate any room in your home. But when you're looking for something a bit more artistic and unique, you might try your hand at stenciling.Stencils come in a variety of forms: Simple geometric shapes to elaborate scenery. Really good stencils can actually reproduce famous paintings and designs too.A simple room decoration stencil pattern to start with is borders. Stenciling borders can be done in addition to existing wallpaper, or as...
Scotsman Guide Unveils Complete Set of Online Wholesale-Lender Search Engines Mortgage Beyond Paint: Decorating Walls With Stencils toyo tires
Mortgage > Beyond Paint: Decorating Walls With Stencils
Venezuelan Coffee
Venezuelan Coffee is 100 % Arabica, is full-bodied, slightly acid, and most famous for its Merida, Trujillo and Tachira coffee; have fair to good body and an unemphatic but pleasant flavor with hints of richness. Venezuelan coffee is sweet and delicate with a full body and a mellow rich flavor. If you taste it, it's good coffee to balance sharply acid coffees in blends and a comfortable coffee drunk straight, Venezuelan coffee differ from other coffee grown in the region in that they are much...
Scotsman Guide Unveils Complete Set of Online Wholesale-Lender Search Engines
Mortgage > Venezuelan Coffee
The Race is On: Florida Residents Scramble to Secure Backup Generators
Chicago, IL June 1, 2005 -- While June 1 marks the official start of hurricane season, the race to secure an emergency generator is already underway and rounding the first turn. According to Jon Hoch, founder of Electric Generators Direct.com (http://www.electricgeneratorsdirect.com), an online emergency generator superstore, Florida residents aren't waiting for a tropical depression to develop before purchasing a backup generator....
Scotsman Guide Unveils Complete Set of Online Wholesale-Lender Search Engines The Race is On: Florida Residents Scramble to Secure Backup Generators
Mortgage > The Race is On: Florida Residents Scramble to Secure Backup Generators
Mortgage
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