There's More To Making Money Than A Tertiary Education!
An education of some sort is a prerequisite these days if you want to start a secure career in whatever field you choose. However, have you thought about where this will get you exactly? Will it help you achieve all your dreams in life, both financial, physical, emotional etc?This article is focusing on the financial and lifestyle dreams that you may have.Don't get me wrong though, being a teacher, I strongly believe that a good education is vitally important. I don't believe, however, that an education at University, TAFE or any other tertiary institution is enough to enable most people to achieve their goals and dreams in life.Let's see what normally happens when you gain that valued education.You get a job in whatever area you are trained for. Then you buy a new car and perhaps a new house. This is ?The great Australian Dream' and possibly the dream of many other countries too.These are all great goals to have, but if you want to achieve more than being in the ?rat race' for the rest of your life, then I believe you need a different sort of education.
More on that in a minute.So you've got a job, a car (with a loan), a house (also with a loan). This is where the majority of people are happy to stop and believe they have achieved it all. They go to work every day, being dictated to what time they start, what time they have lunch and knock off. The bosses tell you exactly how much you will be paid and exactly when. They tell you how many holidays you are allowed to have AND when you can take them.
To me, that's not living!What's more is that most of the population HAVE to work to pay the mortgage and the car loan. As soon as they've nearly paid off the house loan, they're encouraged to trade up to a bigger and better car or house.Does this sound familiar?YOU CAN BE DIFFERENT. You may only be starting out, so start out on the right foot. Set your goals higher than to just be someone else's lacky. Don't get into that lifelong debt cycle.Here's where I have some tips and secrets to help you ACHIEVE MORE than the average person.As I said previously, your tertiary education is NOT going to make you rich.
A stable job is important, but it's your HOMEWORK ? the extra financial education that will make you different in the long run. So get financially educated, start reading, watching videos, listening to audios, playing financial games, talking to people who are doing it.The topic I suggest you learn about, based on my own experience, is INVESTING IN REAL ESTATE. It's sensible really. You buy a property, get a tenant to live in it, and they end up paying off the mortgage for you. Why don't more people do it if it's so easy?Quite frankly, I don't know.
Many people just aren't financially educated. You need to learn HOW to do this in a profitable way to ensure it's secure. But this is certainly possible and I'm speaking form experience.By using positively cash flowed real estate you can create your own wealth and live the lifestyle that others only dream about. You are never too old or young to learn how to start doing it.If you only learn one thing from this article, please let it be that it is VITALLY IMPORTANT TO GET FINANCIALLY EDUCATED. After all, your future depends on it..
Mandy Nield is a recognised authority on the subject of investing. Whether you are a fully experienced master craftsman or a raw apprentice, you will learn exciting and achievable ways to improve your saving and invest profitably in real estate, to secure a financial future.Visit www.anyonecaninvest.com for a FREE mini course about investing in real estate.Mortgage Early Payoff Without Refinancing Classes to Begin
Sedona, AZ, October 16, 2006: Mortgage reduction co-authors Lin Ennis and John R. Barker will run an eight-week mortgage makeover class by teleconference, based on their 96-page how-to manual called Let Your Mortgage Make You Rich!
Most mortgage reduction programs (also called "early payoff") suggest various ways of paying extra, whether by rounding up the monthly payment and specifying the additional as "principal only," or by paying biweekly, which adds an extra payment per year. Unlike those, Let Your Mortgage Make You Rich! also describes a technique that does not require paying extra in order to quickly reduce mortgage principal.
The eight-week course will be conducted by telephone, beginning October 24th, 2006, allowing participation from anywhere in the world. The hour-long sessions will include teaching, specific action steps, and personal mortgage makeovers for the first 25 participants enrolled. The objective is to show people how to get out of...
Mortgage > Mortgage Early Payoff Without Refinancing Classes to Begin
The Landlording Follies
You are the landlord of a small apartment building that you are offering for sale. You find a buyer and a sale is arranged.
The tenants learn of the sale and ask if they will be forced to move. How do you answer?
You explain that it depends upon the lease agreement. If the tenant signed a lease they have the right to remain in the unit at least until the end of the lease... longer if the new owner agrees.
In many cases the tenant signed a lease and remained after the lease term ended.
At that point their occupancy became a month to month tenancy.
A month to month tenancy can be terminated merely with the landlord giving notice to the tenant. The length of the notice may be governed by state law, but a 30-day notice is customary.
In another situation the tenants learned that the apartment owner was in default on his monthly mortgage payments and the lender had begun a foreclosure action.
All...
Mortgage > The Landlording Follies
How To Build A Million Pound Property Portfolio
Looking to quickly build a million pound property portfolio? You could try a high risk and speculative technique that has been used over recent years by investors hoping to make big profits from property.
The technique relies on re-mortgaging and negotiating good discounts on off-plan property to take a ?50,000 deposit and turn it into a million pound property portfolio within a couple of years or less.
How does it work?
The technique only works in areas where house prices are rising fast and opportunities exist to purchase off-plan properties, where discounts of up to 15% are not uncommon.
Investors begin by purchasing one or two off-plan properties. These are properties that are not yet fully developed or have only just received planning permission. Developers tend to offer larger discounts to people who are prepared to buy properties at this stage of the build.
On completion, the investor will refinance the...
Mortgage > How To Build A Million Pound Property Portfolio
Mortgage Early Payoff Without Refinancing Classes to Begin
Sedona, AZ, October 16, 2006: Mortgage reduction co-authors Lin Ennis and John R. Barker will run an eight-week mortgage makeover class by teleconference, based on their 96-page how-to manual called Let Your Mortgage Make You Rich!
Most mortgage reduction programs (also called "early payoff") suggest various ways of paying extra, whether by rounding up the monthly payment and specifying the additional as "principal only," or by paying biweekly, which adds an extra payment per year. Unlike those, Let Your Mortgage Make You Rich! also describes a technique that does not require paying extra in order to quickly reduce mortgage principal.
The eight-week course will be conducted by telephone, beginning October 24th, 2006, allowing participation from anywhere in the world. The hour-long sessions will include teaching, specific action steps, and personal mortgage makeovers for the first 25 participants enrolled. The objective is to show people how to get out of...
Mortgage > Mortgage Early Payoff Without Refinancing Classes to Begin
There's More To Making Money Than A Tertiary Education!
An education of some sort is a prerequisite these days if you want to start a secure career in whatever field you choose. However, have you thought about where this will get you exactly? Will it help you achieve all your dreams in life, both financial, physical, emotional etc?This article is focusing on the financial and lifestyle dreams that you may have.Don't get me wrong though, being a teacher, I strongly believe that a good education is vitally important. I don't believe, however, that an education at University, TAFE or any other tertiary institution is enough to enable most people to achieve their goals and dreams in life.Let's see what normally happens when you gain that valued education.You get a job in whatever area you are trained for. Then you buy a new car and perhaps a new house. This is ?The great Australian Dream' and possibly the dream of many other countries too.These are all great goals to have, but if you want to achieve more than being in the ?rat race' for the rest...
There's More To Making Money Than A Tertiary Education!
Mortgage > There's More To Making Money Than A Tertiary Education!
Old Merchants Mortgage Bankers Ranked #46 In The Country By American Banker Magazine
(ContentDesk) July 13, 2006 -- Old Merchants Mortgage Bankers, one of the fastest growing mortgage bankers in the country, was recently named by American Banker Magazine as #46 of all mortgage and finance companies in the U.S. in terms of ad spending.Scott Cooper, President of Old Merchants, comments, We are very honored to be recognized by American Banker. They are one of the most prestigious financial publications in the nation. Their recognition of Old Merchants means we are definitely making an impact on the general public and on the mortgage lending industry. Cooper adds, Outspending the competition on print advertising and Internet media is an integral part of Old Merchants strategy for expansion over the next five years.
We look forward to continued recognition in this area. ????American Banker is a daily publication that reports on the banking and financial services industries.
It provides editorial coverage for the entire spectrum of the industry, from commercial...
Old Merchants Mortgage Bankers Ranked #46 In The Country By American Banker Magazine
Mortgage > Old Merchants Mortgage Bankers Ranked #46 In The Country By American Banker Magazine
A Debt Checklist
A Debt Checklist is the only sensible way to organize and control your finances. Most people aren't actually aware quite how much debt they possess - in fact, a recent survey found that almost 75% of UK adults were up to ?5000 out when asked to estimate their non-mortgage debt.
They weren't much better when asked to produce a cashflow statement showing how their hard earned cash was being spent each month! A Debt Checklist is a plan you can use to get a grip on your finances, and will allow you to understand in black and white, where savings can be made, and how debt can be tackled most effectively.Obviously, you will have a savings account. If you DON'T, go open one now. Choose a large, reputable bank or loan company so you won't have any problems getting access to your funds when you need them.Secondly, you need to cut back on your credit card spending.
Credit card companies do everything they can to encourage you to spend, and even more to try and cajole you into only...
A Debt Checklist
Mortgage > A Debt Checklist
New Lens That Closely Mimics the Human Eye Introduced In Michigan by TLC Eyecare and Laser Centers
A more advanced replacement lens that more closely mimics the human lens will be introduced this month by Paul H. Ernest, MD, and other physicians at TLC Eye Care & Laser Centers.The AcrySof Natural Lens, which has the capability of slowing the progression of macular degeneration, filters out blue light that can damage the pigment cells of the retina. While the human eye filters out up to 80 percent of blue light waves, traditional replacement lens can only filter out ultra-violet rays.When a...
laser printer Mortgage New Lens That Closely Mimics the Human Eye Introduced In Michigan by TLC Eyecare and Laser Centers
Mortgage > New Lens That Closely Mimics the Human Eye Introduced In Michigan by TLC Eyecare and Laser Centers
Mortgage There's More To Making Money Than A Tertiary Education! term life insurance
"People Love Pop Up Windows"
I know you don't believe me, but it is true. People really do lovepop up windows!Think about it.I get all kinds of E-mail messages from people telling me how much they enjoy my web site, and how fortunate they were tofind it. Some of them even tell me that God must have sent themthere. That's how happy they are to have found it.I drive a lot of traffic to my web site with pop up windows, but thestrategy that I use is rather unique. If you'd like see exactly what I do visit this page on my web...
Mortgage There's More To Making Money Than A Tertiary Education!
Mortgage > "People Love Pop Up Windows"
Denver's Hotel Teatro Leads Trend of In-Room Holistic and Spa Treatments
Denver, CO (ContentDesk) April 1, 2006 -- Always a trend-setter in delivering exquisite services to hotel guests, Hotel Teatro is now providing In-Room Holistic and Spa Treatments. Hotel Teatro has become an Urban Sanctuary for business and leisure travelers and is well-known as Denvers premier luxury boutique property. Responding to many requests for treatments, Hotel Teatro developed this program where specialists come to guests, instead of guests heading to a spa. Hotel Teatro can arrange...
Mortgage Denver's Hotel Teatro Leads Trend of In-Room Holistic and Spa Treatments hotels
Mortgage > Denver's Hotel Teatro Leads Trend of In-Room Holistic and Spa Treatments
Ford?s Hybrid Car: A Giant Step towards the Reduction of Oil Consumption and Air Pollution
Ford's Hybrid Car: A Giant Step towards the Reduction of Oil Consumption and Air Pollution.Today's financial crisis comes as a main concern with the price hikes of main commodities and the tremendous raise in petroleum prices. More and more people?interest groups, government administrators, consumers and the industry are bothered by these. Since one cannot do away with transportation utilities, alternatives to the conventional gasoline engine are a current issue to both consumers and auto manufacturers....
Mortgage Ford?s Hybrid Car: A Giant Step towards the Reduction of Oil Consumption and Air Pollution There's More To Making Money Than A Tertiary Education! suv
Mortgage > Ford?s Hybrid Car: A Giant Step towards the Reduction of Oil Consumption and Air Pollution